The engagement catalog
Four engagements. One compensation model. Each disclosed in writing.
Services are scoped narrowly, priced as a flat retainer or PEPM, and disclosed in Schedule A before the engagement begins. Most engagements bundle two or more under a single fiduciary umbrella.
- Service
Stop-Loss Procurement
Independent stop-loss procurement on a net-of-commission basis. Multi-year, no-laser terms. Zero carrier compensation to TrueNorth.
Flat annual retainer$28,000 – $96,000 per plan-year - Service
Pharmacy Benefits
Transparent PBM contracts with acquisition-cost pricing, 100% rebate pass-through, and contractual audit rights. No spread pricing.
PEPM (Per-Employee-Per-Month)$4.50 – $9.00 PEPM - Service
Plan Design
Plan design as a fiduciary act: claims-distribution-driven, network-strategy literate, and documented to ERISA §404(a) standard.
Flat annual retainer$22,000 – $78,000 per plan-year - Service
Fiduciary Co-Pilot
Named §3(21) co-fiduciary on every committee. Quarterly governance cadence. DOL audit-ready file maintained continuously.
Flat annual retainer$36,000 – $144,000 per plan-year