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CAA Compliance Self-Check

Where do you actually sit on the ERISA exposure spectrum?

Eight pointed questions. Each maps to a specific compliance citation — CAA 2021, ERISA §404, MHPAEA, or recent case law. Your score is computed live; your action plan is built from your weakest answers.

Sources · ERISA · CAA 2021 §§ 202–203 · DOL guidance · Lewandowski v. J&J pleadings

Eight questions

0 / 8 answered
  1. 01Have you received a written 408(b)(2) compensation disclosure from your benefits broker in the last 12 months?

    CAA 2021 §202 · ERISA §408(b)(2)

  2. 02Can you produce a written record showing how you evaluated the reasonableness of your broker's compensation?

    ERISA §404(a)(1)(A) · prudence

  3. 03Does your stop-loss policy contain laser provisions for any current employees?

    Plan governance · stop-loss contract review

  4. 04Have you reviewed your PBM contract for spread pricing in the last 24 months?

    Lewandowski v. J&J class-action complaint, 2023

  5. 05Is your broker willing to sign as an ERISA §3(21) or §3(38) co-fiduciary on your plan?

    ERISA §3(21)(A) · co-fiduciary status

  6. 06Do you maintain an Investment Policy Statement-equivalent document for your health plan?

    DOL guidance, 2024 · welfare plan governance

  7. 07Has your plan been audited for Mental Health Parity (MHPAEA) compliance in the last 24 months?

    MHPAEA · CAA 2021 §203

  8. 08Do you maintain quarterly meeting minutes for a designated Plan Governance Committee?

    ERISA §404 · documented prudence

Score will appear once all 8 are answered0 / 8Answer every question to compute your CAA exposure score and personalized action plan.

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Methodology and assumptions▾

Weighting · Questions are weighted by their severity as a breach (e.g. failing to obtain a 408(b)(2) disclosure is heavier than missing a Plan Governance Committee). Total weight sums to 100.

Polarity · Most questions are positive ("yes" is good). The laser-provisions question is inverted because lasers indicate stop-loss vulnerability.

"Unsure" · Treated as a partial breach. We award 35% of the question's weight, on the theory that documented uncertainty is materially less bad than documented absence.

Action plan · The top three remediation items are ranked by the point gap between your answer and the best-case answer.